As of 2026, the USDA loan limit in Wapakoneta, Auglaize County, OH is $336,500. Meanwhile, the FHA limits for a single-family home is $472,030.
To compare the best USDA vs. FHA rates today, use the Lendersa® USDA loan calculator. It will help you figure out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The Lendersa® objective is to secure you the most suitable USDA or FHA loan efficiently. Choose from three pathways to find matching lenders and USDA loan programs.
USDA home loans are backed by the Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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