USDA Vs. FHA your options comparison in London, Madison County, OH
For 2025, in London located in Madison county, OH, the USDA loan limit stands at $351,400, whereas the FHA limit is set at $488,750 for a single-family residence.
Lendersa® offers a USDA loan calculator to assess current competitive rates between USDA and FHA loans. It assists in determining the necessary income levels, credit score, reserves, and documentation to qualify. Utilize our comprehensive mortgage calculator to compare USDA, FHA, Conforming, and VA programs at once, helping you to identify the most fitting option for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in London, Madison, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in London, OH
The primary objective of Lendersa® is to easily secure the most suitable USDA or FHA loan for you. Begin your search with one of three entry points to find matching lenders and USDA loan offerings.
The USDA mortgage, backed by the government Department of Agriculture—also known as the USDA rural development loan—is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
HSM Federal Credit Union has been open since 1977. The credit union has assets totaling $5.62 Million and provides banking services to more than 2, 000 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
