USDA and FHA Pro and Con in Bellaire, Belmont County, OH

In 2026, the USDA loan limit for Bellaire, located in Belmont, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator helps you compare today's best USDA and FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the best plan for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Bellaire, Belmont, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bellaire, OH

The goal of Lendersa® is to efficiently secure the best USDA or FHA loans quickly and effortlessly. Start with one of three routes that connect you with relevant lenders and USDA loan offerings.

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Understanding USDA Loans in OH

A USDA home loan is a mortgage guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Capital Group
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  • Emerald Credit Association FCU
  • 2117 Kateway, Greenwood, SC, 29646
  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.

  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.

  • Union National Bank and Trust Company of Elgin
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  • Scenic Community Credit Union
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  • Lending Hand Mortgage LLC
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  • Sikorsky Credit Union
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  • Main Street Mortgage L.L.C
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  • HopeSouth Credit Union
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  • Abbeville First Bank, SSB
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