In 2026, the USDA loan limit for Bellaire, located in Belmont, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® USDA loan calculator helps you compare today's best USDA and FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the best plan for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently secure the best USDA or FHA loans quickly and effortlessly. Start with one of three routes that connect you with relevant lenders and USDA loan offerings.
A USDA home loan is a mortgage guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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