USDA VS FHA in Bellaire, Belmont County, OH

In 2025, the USDA loan limit for Bellaire, located in Belmont, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator helps you compare today's best USDA and FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the best plan for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Bellaire, Belmont, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bellaire, OH

The goal of Lendersa® is to efficiently secure the best USDA or FHA loans quickly and effortlessly. Start with one of three routes that connect you with relevant lenders and USDA loan offerings.

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Understanding USDA Loans in OH

A USDA home loan is a mortgage guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UNION SAVINGS BANK
  • 225 Main Street, Danbury, CT, 06810
  • USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
  • GML Group
  • 429 Main Street, Suite 1, Danbury, CT, 06810
  • At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • NEO Home Loans
  • One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181
  • NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
  • Universal Mortgage Partners Inc
  • 17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Peoples Home Equity, Inc.
  • 1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181
  • The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Constructive Capital
  • 1801 S. Meyers, Suite 400, Oakbrook Terrace, IL, 60181
  • At Constructive, our mission is to help the residential real estate investor by providing an easy process, competitive pricing, and expansive programs to meet all of their financing needs. Whether it’s fix to flip or buy to hold, we are committed to providing the right solutions for our clients.
  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today. Our Business model is designed in a manner that promotes fairness
  • American Stimulus Funding Corporation.
  • 107 Mill Plain Road, 2nd Floor, Danbury, CT, 06811
  • Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.