USDA Loan Vs. FHA loan for Shadyside, OH 2026

In 2026, the USDA loan limit in Shadyside, Belmont County, OH is $336,500, while the FHA limit is $472,030 for a single-family home.

Utilize Lendersa® USDA loan calculator to compare the best rates for USDA and FHA today, determining the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate financial program for your situation in .

Exploring USDA and FHA Loan Options in Shadyside, OH

Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Start with one of three approaches to match with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan is a government-backed financial product from the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

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Shadyside Lenders
(740) 676-1165 Lender's profile and map Belmont Savings Bank 3301 Guernsey Street, Bellaire, OH, 43906 Lends in Ohio Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
(888) 275-5566 Lender's profile and map Unified Bank 201 S. 4th at Hickory, Martins Ferry, OH, 43935 Lends in Ohio Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
(740) 633-2103 Lender's profile and map SOFTITE COMMUNITY FEDERAL CREDIT UNION 1201 S Zane Highway, Martins Ferry, OH, 43935 Lends in Ohio SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
(740) 859-4922 Lender's profile and map YTR Community Federal Credit Union 134 3rd Street, Tiltonsville, OH, 43963 Lends in Ohio YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
(800) 688-2408 Lender's profile and map Ohio Valley Community Federal Credit Union 52775 Boston Hill Road, Hannibal, OH, 43931 Lends in Ohio Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.