USDA Vs. FHA your options comparison in Shadyside, Belmont County, OH

In 2026, the USDA loan limit in Shadyside, Belmont County, OH is $336,500, while the FHA limit is $472,030 for a single-family home.

Utilize Lendersa® USDA loan calculator to compare the best rates for USDA and FHA today, determining the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most appropriate financial program for your situation in .

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Loan Limits and Down Payment Needs for 2026 in Shadyside, Belmont County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Shadyside, OH

Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Start with one of three approaches to match with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan is a government-backed financial product from the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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