USDA and FHA Pro and Con in Monroe, Butler County, OH
In 2025, the USDA loan limit in Monroe, which is located in the county of Butler, OH, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
To evaluate today’s top USDA vs. FHA interest rates, utilize the Lendersa® USDA loan calculator. It helps you discern the income, credit, reserves, and documentation essential for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in Alabama that aligns with your financial needs.
2025 Loan Limits and Down Payment Specifications for Monroe, Butler, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Monroe, OH
The goal of Lendersa® is to promptly obtain the ideal USDA or FHA loan with minimal hassle. Select one of the three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as the USDA Rural Development Loan, is specifically designed for rural regions. FHA loans typically require a minimum of 3.5% down payment, but USDA loans do not ask for any down payment, making them a viable option for eligible applicants.
InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
2150 South 1300 East, Suite 400, Salt Lake City, UT, 84106
First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it.
Our mission is to be our members's 1st choice for high-quality financial products and services.
We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
"Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry.
Mortgages are so much more than just a means to purchase a home."
