USDA Vs. FHA your options comparison in Orrville, Wayne County, OH

In 2026, the USDA loan limit for Orrville, Wayne county in OH is noted at $336,500, whereas the FHA cap for a single-family house is $472,030.

The Lendersa® USDA loan calculator is a tool for comparing prevailing USDA and FHA interest rates. Identify income, credit, reserves, and required documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options in parallel, helping you choose the most fitting for locales like .

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2026 Loan Limits and Down Payments in Orrville, Wayne County, OH

Loan Type Max Loan Initial Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

Exploring USDA and FHA Loans in Orrville, OH

The objective of Lendersa® is to promptly provide you with a top-tier USDA or FHA loan, free from complexities. Choose one of three paths to get matched with lenders and available USDA loan programs.

Lendersa USDA loan requests and matching insights

Understanding USDA Loans in OH

A USDA mortgage is a government-backed loan provided by the U.S. Department of Agriculture, known as a USDA rural development loan, available only in rural areas. Unlike FHA loans, which demand a minimum 3.5% initial down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Orrville Lenders

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Lends in Ohio
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date

  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • Lends in Ohio
  • The Apple Creek Banking Company opened its doors on
    February 1, 1904.
    Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders

  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
  • Lends in Ohio
  • Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto

  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Lends in Ohio
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Lends in Ohio
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets

  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Lends in Ohio
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • Lends in Ohio
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.

  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Lends in Ohio
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Lends in Ohio
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration