USDA and FHA Pro and Con in Maumee, Lucas County, OH

In 2025, the USDA loan limit in Maumee, within Lucas county, OH, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you determine the ideal option for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Maumee, Lucas, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Maumee, OH

Lendersa® is dedicated to swiftly securing you the best USDA or FHA loan with ease. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan, available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "Multilending Group is a Florida’s leading mortgage firm that specializes in residential and commercial mortgage loans to foreign and local borrowers. We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o
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  • 150 South East 2nd Avenue, Suite PH1, Miami, FL, 33131
  • "We know time is of the essence, that you need a lending partner you can rely on, and someone who knows how to work through the tough deals and has actually been in your shoes. Partner with PrivateLender.com to work with a team who actually knows the ins and outs of your business and can add value to you and your business."
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  • Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.
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  • We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
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  • Globe Mortgage, Inc
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  • Globe Mortgage, Inc. was established in 2004 and has since been a leader in the mortgage industry. Our company's mission is to provide borrowers' with the availability in obtaining the lowest possible rate, maintaining the highest level of service, customer satisfaction and executing such without sacrificing speed in the process.
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