USDA VS FHA in Maumee, Lucas County, OH

In 2026, the USDA loan limit in Maumee, within Lucas county, OH, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you determine the ideal option for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Maumee, Lucas, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Maumee, OH

Lendersa® is dedicated to swiftly securing you the best USDA or FHA loan with ease. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OH?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan, available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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