USDA Vs. FHA Pro and Con comparison in Maumee, Lucas County, OH
In 2025, USDA loan limit in Maumee, county of Lucas, OH is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Maumee, county of Lucas, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Maumee, OH
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
29777 Telegraph Road, Suite 3580, Southfield, MI, 48034
Our mission is to create awareness and a better understanding of reverse mortgages throughout the senior adult community as well as within the professional community. Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages. We hope to make a difference in the lives of many senior Americans.
300 Galleria Officentre, Suite 500, Southfield, MI, 48034
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
Excel Mortgage is your leading mortgage team located in Southfield, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
300 Galleria Officentre, Suite 101, Southfield, MI, 48034
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
