USDA Loan Vs. FHA loan for Waterville, OH [ best of 2023]

In 2025, USDA loan limit in Waterville, county of Lucas, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterville, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(321) 455-9400 930 miles Lender's profile and map Reviews Launch Credit Union 300 S. Plumosa St, Merritt Island, FL, 32952 Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
813-749-7776 930 miles Lender's profile and map Reviews Heckman Mortgage Group 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626 Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
(940) 565-5423 931 miles Lender's profile and map Reviews LiFE Credit Union TX 3351 Unicorn Lake Boulevard, Denton, TX, 76210 Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.
(972) 400-8258 931 miles Lender's profile and map Reviews Finance America Inc. 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057 At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
(409) 384-3486 931 miles Lender's profile and map Reviews First National Bank of Jasper 301 East Houston Street, Jasper, TX, 75951 First National Bank of Jasper is located in Jasper, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Jasper has 57 total employees across all of its locations and generates $8.38 million in sales (USD). For over 50 years, First National Bank has provided trustworthy, friendly service.
(701) 597-3391 931 miles Lender's profile and map Reviews Flasher Community Credit Union 105 N Main Street, Flasher, ND, 58535 Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members. The credit union is a financial cooperative owned by its members.
(972) 904-9208 931 miles Lender's profile and map Reviews Norstad Mortgage 7019 Wildgrove Avenue, Dallas, TX, 75214 Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.
(469) 687-2275 931 miles Lender's profile and map Reviews Oakwood Bank TX 8411 Preston Road, Suite 106, Dallas, TX, 75225 Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
(866) 644-3935 931 miles Lender's profile and map Reviews TBK Bank 6060 Sherry Ln, Dallas, TX, 75225 TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
(469) 443-9912 931 miles Lender's profile and map Reviews Veritex Mortgage 8214 Westchester Dr, Suite 800, Dallas, TX, 75225 As a Texas community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
(214) 363-3500 931 miles Lender's profile and map Reviews Park Cities Mortgage 5950 Sherry Lane, Suite 230, Dallas, TX, 75225 Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.