USDA Vs. FHA Pro and Con comparison in Waterville, Lucas County, OH
In the year 2025, the USDA loan limit for Waterville, located in Lucas county of OH, is established at $336,500. For a single-family home, the FHA limit is set at $472,030.
By using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates. This tool will help you identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding you in determining which program in suits your financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Waterville, Lucas County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Waterville, OH
Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three starting points for connecting with lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage does not require any down payment.
Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!
Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country.
Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
9089 East Bahia Drive, Suite 101, Scottsdale, AZ, 85260
"LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years.
With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee
We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.
7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.
