USDA Loan Vs. FHA loan pro & con Waterville, Lucas County, OH

In the year 2025, the USDA loan limit for Waterville, located in Lucas county of OH, is established at $336,500. For a single-family home, the FHA limit is set at $472,030.

By using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates. This tool will help you identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding you in determining which program in suits your financial needs best.

Explore USDA and FHA Loan Options in Waterville, OH

Lendersa® is dedicated to helping you secure the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three starting points for connecting with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage does not require any down payment.

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(608) 784-9480 Lender's profile and map Reviews Firefighters Credit Union 525 5th Ave S, La Crosse, WI, 54601 Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(314) 787-0292 Lender's profile and map Reviews Access Capital Funding, LLC 14366 S Outer 40, Chesterfield, MO, 63017 Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
(319) 469-3951 Lender's profile and map Reviews Pilot Grove Savings Bank 1341 Pilot Grove Rd, Pilot Grove, IA, 52648 Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
(715) 453-2144 Lender's profile and map Reviews Tomahawk Community Bank S.S.B. 15 East Wisconsin Avenue, Tomahawk, WI, 54487 Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
(636) 978-8800 Lender's profile and map Reviews Missouri Valley Federal Credit Union 7900 Mexico Road, Saint Peters, MO, 63376 Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
(636) 263-7174 Lender's profile and map Reviews Home Loans With Integrity LLC 3895 Mid Rivers Mall Drive, Cottleville, MO, 63376 We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.
(636) 333-6277 Lender's profile and map Reviews Hometown Equity Mortgage 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376 Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
(615) 717-9800 Lender's profile and map Reviews Tennessee Quick Cash, Inc. 5302 Mt View Rd, Antioch, TN, 37013 Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
(410) 766-3300 Lender's profile and map Reviews The Bank of Glen Burnie 106 Padfield Blvd, Glen Burnie, MD, 21061 Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
(410) 863-8800 Lender's profile and map Reviews Bay Country Financial Services 6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061 Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans. We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
(410) 768-7800 Lender's profile and map Reviews Arundel Federal Savings Bank 655 Crain Highway S, Glen Burnie, MD, 21061 Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.