USDA Loan Vs. FHA loan for Waterville, OH [ best of 2023]

In 2025, USDA loan limit in Waterville, county of Lucas, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterville, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 228-0202 869 miles Lender's profile and map Reviews Pelican Home Lending 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809 At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(225) 313-6189 869 miles Lender's profile and map Reviews Reliant Home Lending 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809 At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
(225) 291-7901 869 miles Lender's profile and map Reviews KEY LENDING SOULTIONS 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809 Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
(225) 975-0000 869 miles Lender's profile and map Reviews Area Home Lending 1737 Oakdale Dr, Baton Rouge, LA, 70809 Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
(225) 664-0360 869 miles Lender's profile and map Reviews DSLD Mortgage 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809 We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
(903) 753-5588 869 miles Lender's profile and map Reviews Telco Plus Credit Union 423 Gilmer Road, Longview, TX, 75604 East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
(405) 527-6503 869 miles Lender's profile and map Reviews McClain Bank 131 W. Main St., Purcell, OK, 73080 McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
(386) 301-7965 870 miles Lender's profile and map Reviews Kessler Real Estate Financial Services Inc 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
386-401-9000 870 miles Lender's profile and map Reviews Simplicity Mortgage 411 DUNLAWTON AVENUE, Port Orange, FL, 32127 Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
386-756-8228 870 miles Lender's profile and map Reviews American Mortgage Loan Services, LLC 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127 American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
(386) 957-5777 870 miles Lender's profile and map Reviews Embrace Home Loans - Viera, FL 3959 S Nova Road Suite 2, Port Orange, FL, 32127 We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.