USDA Loan Vs. FHA loan pro & con Waterville, Lucas County, OH

In 2025, USDA loan limit in Waterville, county of Lucas, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterville, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 945-7553 Lender's profile and map Reviews Bank of Whittier 15141 East Whittier Boulevard, Whittier, CA, 90603 Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.
(562) 337-0000 Lender's profile and map Reviews Encore Mortgage 15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603 A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.
(888) 527-4221 Lender's profile and map Reviews American Finance House Lariba 15141 East Whittier Boulevard, Suite 400, Whittier, CA, 90603 American Finance LARIBA NMLS#:3280 Bank of Whittier N.A NMLS#:405611 Riba/Interest free mortgage for your Home, cars and businesses. We at the Bank of Whittier aspire to cultivate a bigger and more prosperous family, the Family of the Bank of Whittier. We believe that our role as your trusted community bank.
(562) 464-1480 Lender's profile and map Reviews Allianze Mortgage Services Inc. 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603 "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138. Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
(562) 400-9508 Lender's profile and map Reviews Trinity Home Loans Inc. 15820 East Whittier Boulevard, Suite D, Whittier, CA, 90603 Trinity Realty can expect the same extra degree of service and experience, and will have access to multiple solutions for financing, an experienced home search consultant, and accomplished transaction coordinators to ensure the smoothest closing possible. When making an offer on a home.
(888) 339-0811 Lender's profile and map Reviews Liberty Bridge Financial 16224 Whittier Boulevard, Whittier, CA, 90603 "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability. We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."
(562) 260-3824 Lender's profile and map Reviews Premiere Consulting Services 15820 E. Whittier Blvd, Suite A, Whittier, CA, 90603 Premiere Consulting Services, our customers' needs come first. Customer service above all else. For over twelve years, we have worked diligently to ensure our clients receive the best home loan options available. As a small Mortgage Brokerage firm, we pride ourselves on continuously growing within an ever changing industry.
(877) 715-2519 Lender's profile and map Reviews GW Private Capital 15820 Whittier Blvd, Suite E, Whittier, CA, 90603 GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
(657) 888-6330 Lender's profile and map Reviews Prowess Lending 1671 W Katella Ave, Suite 130, Anaheim, CA, 92802 Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.
(559) 381-6447 Lender's profile and map Reviews New Age Mortgage Services 3252 Whiteash Ave, Clovis, CA, 93619 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(559) 940-5764 Lender's profile and map Reviews Green Valley Real Estate and Mortgage 2308 Lombard Lane, Clovis, CA, 93619 Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.