USDA Loan Vs. FHA loan for Ottawa-Hills, OH [Lucas County ]

In 2025, the USDA loan limit in Ottawa-Hills, in the county of Lucas, OH, stands at $285,000. In comparison, the limit for an FHA loan on a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates. Evaluate the necessary income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in best fits your financial requirements.

Exploring USDA and FHA Loan Choices in Ottawa-Hills, OH

Lendersa® strives to secure the best USDA or FHA loan efficiently and hassle-free. Begin with one of three pathways to match you with suitable lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also referred to as USDA rural development loans. Available in rural areas only, USDA loans differ from FHA loans by requiring no down payment, whereas FHA options demand at least 3.5% down payment.

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(704) 825-9861 Lender's profile and map Reviews Belmont Savings Bank (Belmont, NC) 210 Park Street, Belmont, NC, 28012 At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
(319) 278-4761 Lender's profile and map Reviews Iowa State Bank 100 North Main Street, Clarksville, IA, 50619 The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.
(864) 898-5009 Lender's profile and map Reviews Pickens Federal Credit Union 2111 Gentry Memorial Highway, Pickens, SC, 29671 Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
(919) 477-0696 Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
(706) 782-4571 Lender's profile and map Reviews Rabun County Bank 121 Rickman St, Clayton, GA, 30525 Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
(423) 942-5151 Lender's profile and map Reviews Tower Community Bank 4564 Main Street, Jasper, TN, 37347 At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities. We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
(443) 985-0132 Lender's profile and map Reviews AMERICA ONE MORTGAGE, LLC 15 East High Street Suite G, Glassboro, NJ, 8028 America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(919) 530-8800 Lender's profile and map Reviews Latino Community Credit Union 100 W Morgan Street, Durham, NC, 27701 Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education. We are proud to serve a diverse membership from the U.S. and 110 other countries around the world
(919) 281-0191 Lender's profile and map Reviews Pinnacle Funding 905 W. Main St, Suite 24, Durham, NC, 27701 At Pinnacle Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(856) 358-7000 Lender's profile and map Reviews The First National Bank of Elmer 10 South Main Street, Elmer, NJ, 08318 The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
(800) 354-9554 Lender's profile and map Reviews Redwood Mortgage Company 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033 Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
(856) 470-3200 Lender's profile and map Reviews Bluestone Commercial Capital LLC 41 Grove St, Haddonfield, NJ, 08033 Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders