FHA Vs. USDA loan program for Ottawa-Hills, Lucas County, Ohio

In 2025, USDA loan limit in Ottawa-Hills, county of Lucas, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Ottawa-Hills, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(916) 761-4915 Lender's profile and map Reviews Eric Teply Mortgage Advisor 1231 I Street, Suite 203, Sacramento, CA, 95814 Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
(530) 400-3501 Lender's profile and map Reviews PMI 520 Capitol Mall, Suite 780, Sacramento, CA, 95814 Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
(916) 502-3463 Lender's profile and map Reviews Securus Group 1231 I Street, Suite 203, Sacramento, CA, 95814 Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(916) 999-5380 Lender's profile and map Reviews 101 Mortgage & Realty 1231 I Street, Suite 203, Sacramento, CA, 95814 At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
(916) 442-1459 Lender's profile and map Reviews Professional Mortgage Associates 1231 I Street, Suite 203, Sacramento, CA, 95814 We at Professional Mortgage Associates have a friendly, professional staff available to answer all your home finance questions with no obligation. We promise to always give you sound advice before earning your business. Your loan application may be made by telephone, fax, e-mail or in person.
(888) 484-7675 Lender's profile and map Reviews Simple Mortgage Financial 500 Capitol Mall, Sacramento, CA, 95814 At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(510) 846-6415 Lender's profile and map Reviews Fordy Realty 3851 Lake Katie Way, Sacramento, CA, 95834 Lynel Ford is the founder of Fordy Realty, a full-service Boutique Brokerage and lifestyle company, that is redefining the financial literacy for the future generation of brokers, salespersons, investors, and business-minded individuals. Fordy Realty is located in Sacramento, California.
(916) 628-4005 Lender's profile and map Reviews Empyrean Mortgage 4700 Northgate Boulevard, Suite 157, Sacramento, CA, 95834 Mitch Peters of Empyrean Real Estate can assist you with a variety of real estate services, such as assisting buyers to find their next Sacramento real estate property or Sacramento home, and assisting sellers in selling their Sacramento home or Sacramento real estate property and getting the most for their Sacramento real estate property.
(916) 899-3599 Lender's profile and map Reviews Cap City Mortgage Inc 4080 Truxel Road, Suite 100, Sacramento, CA, 95834 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(916) 469-3749 Lender's profile and map Reviews Golden Bay Mortgage Group 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834 Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure
(800) 760-5809 Lender's profile and map Reviews Price Mortgage LLC 3110 State Street, Medford, OR, 97503 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
(800) 222-7228 Lender's profile and map Reviews Sierra Central Credit Union 1351 Harter Pkwy, Yuba City, CA, 95993 Sierra Central is a credit union with 20 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans.