USDA Vs. FHA your options comparison in Toledo, Lucas County, OH
In the year 2025, the USDA loan limit in Toledo, within Lucas county, OH, is set at $336,500. Meanwhile, for a single-family dwelling, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA versus FHA rates. Determine the necessary income, credit rating, reserves, and documentation needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Toledo, Lucas County, OH
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Toledo, OH
Lendersa® aims to secure you the most favorable USDA or FHA loan quickly and smoothly. Choose one of three starting points to connect with the right lenders and USDA loan products.
The USDA home loan is endorsed by the U.S. Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it's available only in rural areas. FHA loans demand a minimum 3.5% down payment, but no such requirement exists for USDA mortgages, making them more accessible in certain situations.
Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.
PGPresents is an independent student loan consulting company providing educational debt management help for student loan borrowers. PGPresents specializes in helping recent medical school graduates develop repayment strategies as they transition into residency programs.
While the majority of clients are graduates of medical
Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
Founded in 1957, the Augusta County Federal Credit Union is here to serve full time employes of Augusta County, Va. The credit union has assets totaling $30.96 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative.
The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
Our basic mission is to provide you with a safe place to keep your money, a sound place to have it grow, and a trusted place to borrow from. The First National Bank in Tigerton (FNB-Tigerton) is a community bank locally owned and operated. It has provided full service banking to it's neighbors and friends in Shawano.
