USDA Vs. FHA Pro and Con comparison in Mayfield, Cuyahoga County, OH
In 2025, the USDA loan ceiling in Mayfield, Cuyahoga county of OH is $0, while the FHA limit for a single-family residence is $472,030.
To evaluate the top USDA versus FHA rates available today, employ the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation to satisfy qualification requirements. Our cutting-edge mortgage calculator permits side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you determine which option is optimal for your specific financial circumstances in .
2025 Loan Caps and Down Payment Requirements for Mayfield, Cuyahoga County, OH
Type of Loan
Maximum Loan Limit
Down Payment Required
USDA
$0
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mayfield, OH
Lendersa® is dedicated to swiftly connecting you with the most favorable USDA or FHA loan, without unnecessary hassle. Choose one of three initial strategies to align with matching lenders and explore USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture—known as a USDA rural development loan or mortgage—is exclusively accessible in rural areas. This is in contrast to FHA loans, which require a minimum down payment of 3.5%; USDA loans eliminate the need for a down payment entirely, offering greater flexibility.
OLIN SCOTT FUND, INC. has provided financial assistance since 1920. Now, this post-secondary educational loan opportunity is available to all full-time students. It provides easy and affordable loans to help Bennington County residents further their college, vocational, and professional educations.
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy
First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
Working together, we have a common focus – a personal interest in meeting all your investment, insurance, financial planning, and retirement needs as they change throughout your lifetime. When you are a client of Franklin Financial Group, our goal is treat you like one of the family.
National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date.
Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.
