USDA Loan Vs. FHA loan for Lodi, OH [ best of 2023]

In 2025, USDA loan limit in Lodi, county of Medina, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Lodi, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(940) 691-0000 1030 miles Lender's profile and map Reviews First Bank. 4110 Kell Blvd, Wichita Falls, TX, 76309 First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
(620) 675-8611 1031 miles Lender's profile and map Reviews Centera Bank 119 South Inman Street, Sublette, KS, 67877 Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
(254) 562-9296 1031 miles Lender's profile and map Reviews Centex Citizens Credit Union 1404 E Milam Street, Mexia, TX, 76667 Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
(254) 562-3821 1031 miles Lender's profile and map Reviews Incommons Bank, National Association 301 E. Commerce St., Mexia, TX, 76667 Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
(817) 297-4331 1031 miles Lender's profile and map Reviews Texas Exchange Bank 109 N Crowley Road, Crowley, TX, 76036 Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
(940) 397-2300 1031 miles Lender's profile and map Reviews American National Bank and Trust Texas 2732 Midwestern Parkway, Wichita Falls, TX, 76308 We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
(940) 397-4622 1031 miles Lender's profile and map Reviews Midwestern State University Credit Union 3410 Taft Boulevard, Wichita Falls, TX, 76308 The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
(940) 761-8600 1031 miles Lender's profile and map Reviews Postel Family Credit Union ‍3410 McNiel Ave, Wichita Falls, TX, 76308 PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.
(940) 692-2274 1031 miles Lender's profile and map Reviews CashMax Title & Loan 3117 Kemp Blvd, Wichita Falls, TX, 76308 fast cash in Texas to cover an unexpected medical bill, to fix your car or truck, to deal with home renovations, or for any other reason, think about coming to see us for a payday loan, a title loan, or a cash advance. Title loans will require that you have a vehicle to use as collateral.
(954) 228-0444 1031 miles Lender's profile and map Reviews Mint Financial Group 4577 Nob Hill Road, Suite 201, Fort Lauderdale, FL, 33351 Mint Financial Group got its start back in 2010 operating out of a humble 100 square foot office in Ft. Lauderdale, FL. It was in the early years that Felipe Catano, its founder, and President, quickly learned that there was a lack of transparency and lack of consulting in the business lending space. While working with small business owners
(954) 478-5071 1031 miles Lender's profile and map Reviews Hollywood Mortgage LLC 5600 Northwest 102 Avenue, Suite I, Sunrise, FL, 33351 Hollywood mortgage corporation has been recognized through out Florida as well respected commercial real estate mortgage brokerage and residential mortgage firm with an exceptional record in customer relationship. Hollywood Mortgage Corporation specialize in providing commercial real estate lending that will accommodate all financing needs.