USDA Loan Vs. FHA loan pro & con Lodi, Medina County, OH

In 2025, USDA loan limit in Lodi, county of Medina, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lodi, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 930-1307 Lender's profile and map Reviews Edgewater Financial 410 N. 1st Ave, Stayton, OR, 97383 Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
(360) 529-3905 Lender's profile and map Reviews Clear Choice Mortgage, LLC 1801 West Bay Drive NW, Suite 102B, Olympia, WA, 98502 Clear Choice Mortgage, LLC was founded in 2012 and we have been helping both experienced investors and first-time homebuyers accomplish their home financing goals. The founders of Clear Choice mortgage have been in the industry for over 10 years and wanted to be able to provide more options
(360) 753-2668 Lender's profile and map Reviews Olympic Lending Solutions 2114 Caton Way SW, Suite 201, Olympia, WA, 98502 At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.
(360) 878-9448 Lender's profile and map Reviews Mortgage One Northwest, Inc 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502 Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.
310-456-5678 Lender's profile and map Reviews Greenbox Mortgage 29138 Pacific Coast Hwy 111, Malibu, CA, 90265 Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
(626) 818-5940 Lender's profile and map Reviews Capital Financial Advisors Inc. 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265 Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.
(805) 432-6148 Lender's profile and map Reviews First City Mortgage 861 E Thousand Oaks Blvd, Suite 1, Thousand Oaks, CA, 91360 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(805) 495-4681 Lender's profile and map Reviews Conejo Simi Moorpark Assoc of REALTORS 463 Pennsfield Pl, Suite 100, Thousand Oaks, CA, 91360 The Conejo Simi Moorpark Association of Realtors® is a member service organization of professionals in real estate, who subscribe to a strict Code of Ethics of the National Association of Realtors®. The Conejo Simi Moorpark Association of Realtors® is pledged to promote and maintain high standards of conduct in the real estate professionl.
(805) 409-0554 Lender's profile and map Reviews Thousand Oaks Mortgage 812 Woodlawn Dr, Thousand Oaks, CA, 91360 Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.
(805) 230-3121 Lender's profile and map Reviews Affinity Mortgage Group, Inc. 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360 Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,
(805) 496-5415 Lender's profile and map Reviews Sherwood Mortgage Group, Inc 915 Greenwich Drive, Thousand Oaks, CA, 91360 Sherwood Mortgage Group, Inc. is located in Thousand Oaks in Ventura County, CA. We have over 25 years experience in real estate lending & our clients keep coming back to us because of our personal attention. This site is designed to help you learn more about us, what we do & how we can save you money in your real estate transactions.