USDA Loan Vs. FHA loan for Lodi, OH [Medina County ]

For 2026, the USDA loan limit for Lodi, located in the county of Medina, OH, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial needs.

USDA and FHA Loan Options in Lodi, OH

Lendersa® strives to swiftly connect you with the most suitable USDA or FHA loans available. Begin by choosing one of three pathways that link you with matching lenders and USDA loan programs.

Results for Lendersa's USDA loan request matches

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

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Lodi Lenders
(800) 368-8930 Lender's profile and map Westfield Bank, FSB 2 Park Circle, Westfield Center, OH, 44251 Lends in Ohio Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
(330) 648-2441 Lender's profile and map The Farmers Savings Bank 111 West Main Street, Spencer, OH, 44275 Lends in Ohio The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(216) 270-5530 Lender's profile and map Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Lends in Ohio Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 Lender's profile and map COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Lends in Ohio Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 Lender's profile and map Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 Lends in Ohio CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
(800) 413-5857 Lender's profile and map Crossroads Home Loans 2530 Medina Road, Suite 100, Medina, OH, 44256 Lends in Ohio "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
(330) 927-2516 Lender's profile and map Greater Wayne Community Federal Credit Union 328 N Main Street, Rittman, OH, 44270 Lends in Ohio Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
(330) 334-1023 Lender's profile and map Medina County Federal Credit Union 1353 Reimer Road, Wadsworth, OH, 44281 Lends in Ohio Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,
(330) 669-2117 Lender's profile and map Wayne County Community Federal Credit Union 311 Kaufman Drive, Smithville, OH, 44677 Lends in Ohio Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date