USDA VS FHA in Lodi, Medina County, OH

For 2025, the USDA loan limit for Lodi, located in the county of Medina, OH, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Using the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates to determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial needs.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Lodi, Medina, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Lodi, OH

Lendersa® strives to swiftly connect you with the most suitable USDA or FHA loans available. Begin by choosing one of three pathways that link you with matching lenders and USDA loan programs.

Results for Lendersa's USDA loan request matches

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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