USDA Vs. FHA Pro and Con comparison in Miami-Heights, Hamilton County, OH
By 2025, the loan limit for a USDA loan in Miami-Heights, within Hamilton county, OH, is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family residence reaches $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rate options. Determine what you need in terms of income, credit, reserves, and documents to qualify. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in for your financial needs.
2025 Loan Limits and Down Payment Criteria in Miami-Heights, Hamilton, OH
Type of Loan
Limit Amount
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Details on USDA and FHA Loans in Miami-Heights, OH
The mission of Lendersa® is to swiftly find you an ideal USDA or FHA loan with ease. Begin by choosing from one of three pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural neighborhoods, this loan option differs from FHA loans which require a minimum down payment of 3.5%, as USDA loans require none.
Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
"The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you
Premier Mortgage Exchange also offers Reverse Mortgages."
We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers
United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
