USDA VS FHA in Miami-Heights, Hamilton County, OH

By 2025, the loan limit for a USDA loan in Miami-Heights, within Hamilton county, OH, is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family residence reaches $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rate options. Determine what you need in terms of income, credit, reserves, and documents to qualify. Our advanced calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Criteria in Miami-Heights, Hamilton, OH

Type of Loan Limit Amount Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Details on USDA and FHA Loans in Miami-Heights, OH

The mission of Lendersa® is to swiftly find you an ideal USDA or FHA loan with ease. Begin by choosing from one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and results

What Constitutes a USDA Loan in OH?

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural neighborhoods, this loan option differs from FHA loans which require a minimum down payment of 3.5%, as USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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