In 2026, the USDA loan limit for Mack in the county of Hamilton, OH stands at $336,500, whereas the FHA limit for a single-family house is $472,030.
To explore today's best rates for USDA versus FHA loans, make use of the Lendersa® USDA loan calculator. It helps establish the income, credit, reserves, and documents needed for qualification. By employing our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, guiding you in choosing the most suitable option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you swiftly secure the best USDA or FHA loan with ease. You can select one of three starting points, each designed to connect you with suitable lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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