USDA Loan Vs. FHA loan for Harrison, OH [Hamilton County ]

In 2025, if you are in Harrison, situated in Hamilton County, OH, you'll find that the USDA loan limit is $336,500 and the FHA loan ceiling for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA against FHA rates. This tool helps determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the program that best fits your financial situation, especially within Alabama.

Choosing USDA and FHA Loan Options in Harrison, OH

At Lendersa®, our objective is to ensure you get the best USDA or FHA loan efficiently and with minimal hassle. You can start by selecting one of three options that will connect you to matching lenders and relevant USDA loan schemes.

Lendersa USDA loan request with matching results

An Overview of USDA Loans in OH

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage. These loans are exclusively for rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

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(678) 726-8279 Lender's profile and map Reviews American Wholesale Mortgage Inc. 367 Resource Parkway, Winder, GA, 30680 Offering Home buying/refinancing at Wholesale Rates & Costs to Residents in Georgia. We are a family serving families and American Wholesale Mortgage, Inc. is blessed to be a part of your family's story. Thank you for that honor and privilege. Our goal is to provide you the experience, knowledge and support to make sure the process is as easy
(404) 382-9599 Lender's profile and map Reviews Access Point Financial 1 Ravinia Drive, 9th Floor, Atlanta, GA, 30346 Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
(678) 521-2129 Lender's profile and map Reviews Homespire Mortgage Corporation \| 121 Perimeter Center W, Suite 200, Atlanta, GA, 30346 We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .
(770) 771-6110 Lender's profile and map Reviews LIBERTY HOME MORTGAGES LLC 303 Perimeter Center North, Suite 300, Atlanta, GA, 30346 Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
(231) 879-4154 Lender's profile and map Reviews Forest Area Federal Credit Union 638 Boyd St, Fife Lake, MI, 49633 Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
(563) 374-1247 Lender's profile and map Reviews First Trust and Savings Bank 123 Main St, Wheatland, IA, 52777 First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.
(573) 409-4057 Lender's profile and map Reviews Peoples Savings Bank 101 Bluff Street, Rhineland, MO, 65069 Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
(920) 898-4232 Lender's profile and map Reviews Premier Financial Credit Union. 2017 Main Street, New Holstein, WI, 53061 Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
(716) 945-5340 Lender's profile and map Reviews CCSE Federal Credit Union 417 Broad Street, Salamanca, NY, 14779 CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
(563) 652-2491 Lender's profile and map Reviews Maquoketa State Bank 203 N Main St, Maquoketa, IA, 52060 As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
(256) 332-3600 Lender's profile and map Reviews Valley State Bank 15565 Highway 43 Bypass, Russellville, AL, 35653 Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
(256) 332-5315 Lender's profile and map Reviews Community Spirit Bank 14009 Highway 43, Russellville, AL, 35653 Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.