USDA and FHA Pro and Con in Cleves, Hamilton County, OH
In 2026, the USDA loan limit for Cleves, located in Hamilton county, OH, stands at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.
To contrast today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options together, guiding your choice for the best program in [Alabama] for your financial needs.
2026 Loan Limits and Down Payment Requirements in Cleves, Hamilton County, OH
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Options in Cleves, OH
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and smoothly. Choose from three entry points to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans with a 3.5% down payment requirement, USDA loans need no down payment.
Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.
"At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.
We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
Our mission is simple. Cincinnatus focuses on our local community by offering lending, checking and savings products that are competitive, easy to understand and designed to meet your needs, not ours. Complimenting that is our very personal service that you have come to expect from your local community banker.
