USDA Vs. FHA Pro and Con comparison in Cleves, Hamilton County, OH

In 2025, the USDA loan limit for Cleves, located in Hamilton county, OH, stands at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

To contrast today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options together, guiding your choice for the best program in [Alabama] for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cleves, Hamilton County, OH

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Cleves, OH

The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and smoothly. Choose from three entry points to connect with lenders and USDA loan programs.

Results for Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans with a 3.5% down payment requirement, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
  • Affinity Bank
  • 400 Galleria Parkway SE, Suite 900, Atlanta, GA, 30339
  • Affinity Bank was established in 2010, but we began in 2002 under a different name --as Atlanta Business Bank. Over the years, we successfully served small businesses in the Atlanta and Southeast with a full slate of financial services. As we expanded our services to individual clients.
  • Capital City Mortgage Georgia
  • 1827 Powers Ferry Rd, Bldg 7, Suite 200, Atlanta, GA, 30339
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our c
  • Xpress Funding LLC
  • 2255 Cumberland Pkwy, Suite O, Atlanta, GA, 30339
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southern Mortgage Corp
  • 400 Galleria Parkway, Suite 1500, Atlanta, GA, 30339
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Victory Mortgage
  • 2675 Paces Ferry Road SE, Suite 340, Atlanta, GA, 30339
  • Victory Mortgage (NMLS #461249) is a full-service mortgage lender specializing in new home construction mortgages. Since our inception in 1991, we have funded over $7 Billion in home loans. We are proud to have been considered a top mortgage company in Northern Kentucky for 15 years in a row
  • Masters Home Mortgage
  • 3330 Cumberland Blvd SE, Suite 500, Atlanta, GA, 30339
  • Masters Home Mortgage, a mortgage broker firm, is dedicated to serving the homeowners & buyers with their residential real estate finance needs. Our goal is to provide affordable home financing for our customers providing the best terms available while providing a high level of service and professionalism.
  • Locklin Capital LLC
  • 100 Atlanta, GA 30339, Atlanta, GA, 30339
  • Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.