USDA VS FHA in Cleves, Hamilton County, OH

In 2025, the USDA loan limit for Cleves, located in Hamilton county, OH, stands at $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

To contrast today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Assess the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options together, guiding your choice for the best program in [Alabama] for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Cleves, Hamilton County, OH

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Cleves, OH

The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and smoothly. Choose from three entry points to connect with lenders and USDA loan programs.

Results for Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans with a 3.5% down payment requirement, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
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