USDA Vs. FHA Pro and Con comparison in Wooster, Wayne County, OH
In 2025, within Wooster in the county of Wayne, OH, the USDA loan limit is set at $336,500, while the FHA loan limit for a single-family residence is $472,030.
To evaluate today’s top USDA and FHA rates, make use of the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit level, reserves, and paperwork for qualification. Our comprehensive mortgage calculator also enables you to see a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in identifying the program best suited for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Wooster, Wayne, OH
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Wooster, OH
Lendersa® aims to provide you with the most suitable USDA or FHA loans promptly and conveniently. Choose from one of the three initial options to find the matching lenders and USDA loan offerings.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. It does not require a down payment, unlike FHA loans which mandate a minimum of 3.5% down payment.
Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
3859 Battleground Ave, Suite 101, Greensboro, NC, 27410
At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410
The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.
New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.
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