USDA Loan Vs. FHA loan for Wooster, OH [Wayne County ]

In 2026, within Wooster in the county of Wayne, OH, the USDA loan limit is set at $336,500, while the FHA loan limit for a single-family residence is $472,030.

To evaluate today’s top USDA and FHA rates, make use of the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit level, reserves, and paperwork for qualification. Our comprehensive mortgage calculator also enables you to see a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in identifying the program best suited for your financial situation in .

Explore USDA and FHA Loan Possibilities in Wooster, OH

Lendersa® aims to provide you with the most suitable USDA or FHA loans promptly and conveniently. Choose from one of the three initial options to find the matching lenders and USDA loan offerings.

Explaining USDA Loans in OH

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. It does not require a down payment, unlike FHA loans which mandate a minimum of 3.5% down payment.

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Wooster Lenders
(330) 669-2117 Lender's profile and map Wayne County Community Federal Credit Union 311 Kaufman Drive, Smithville, OH, 44677 Lends in Ohio Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
(330) 698-2631 Lender's profile and map The Apple Creek Banking Company 3 West Main Street, Apple Creek, OH, 44606 Lends in Ohio The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
(330) 927-2516 Lender's profile and map Greater Wayne Community Federal Credit Union 328 N Main Street, Rittman, OH, 44270 Lends in Ohio Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto
(800) 368-8930 Lender's profile and map Westfield Bank, FSB 2 Park Circle, Westfield Center, OH, 44251 Lends in Ohio Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
(419) 281-7110 Lender's profile and map Farmers State Bank 1690 East Main Street, Ashland, OH, 44805 Lends in Ohio In 1909, F.L. Berry and John Wiley founded The Farmers Bank. Six years later, The Farmers State Bank of West Salem was organized and incorporated. Original directors included F.L. Berry, W.H. Horst, N.W. Zimmerman, J.H. Wiley, J.A. Hines, W.S. Zehner, O.B. Dreibelbis, J.L. Van Evera and S.A. Read. The Farmers State Bank continued to expand
(330) 674-9015 Lender's profile and map The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 Lends in Ohio With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
(330) 767-4345 Lender's profile and map Brewster Federal Credit Union 105 S Wabash Avenue, Brewster, OH, 44613 Lends in Ohio Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(330) 648-2441 Lender's profile and map The Farmers Savings Bank 111 West Main Street, Spencer, OH, 44275 Lends in Ohio The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(330) 334-1023 Lender's profile and map Medina County Federal Credit Union 1353 Reimer Road, Wadsworth, OH, 44281 Lends in Ohio Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,