In 2025, within Wooster in the county of Wayne, OH, the USDA loan limit is set at $336,500, while the FHA loan limit for a single-family residence is $472,030.
To evaluate today’s top USDA and FHA rates, make use of the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit level, reserves, and paperwork for qualification. Our comprehensive mortgage calculator also enables you to see a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in identifying the program best suited for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Wooster, Wayne, OH
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Wooster, OH
Lendersa® aims to provide you with the most suitable USDA or FHA loans promptly and conveniently. Choose from one of the three initial options to find the matching lenders and USDA loan offerings.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural areas. It does not require a down payment, unlike FHA loans which mandate a minimum of 3.5% down payment.
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