USDA Vs. FHA Pro and Con comparison in Mount-Gilead, Morrow County, OH
For 2025, the USDA loan limit in Mount-Gilead, within Morrow, OH, is $318,300. Meanwhile, the FHA limit for a single-family home is $397,900.
Leverage Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Mount-Gilead, Morrow, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Mount-Gilead, OH
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Start with one of three pathways that connect you with compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided through the Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
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