USDA VS FHA in Mount-Gilead, Morrow County, OH

For 2025, the USDA loan limit in Mount-Gilead, within Morrow, OH, is $318,300. Meanwhile, the FHA limit for a single-family home is $397,900.

Leverage Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Identify the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Mount-Gilead, Morrow, OH

Loan Type Loan Limit Down Payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Mount-Gilead, OH

The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Start with one of three pathways that connect you with compatible lenders and USDA loan programs.

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Explaining USDA Loans in OH

A USDA home loan is a government-backed mortgage provided through the Department of Agriculture, also known as a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crouse Federal Credit Union
  • 730 S Crouse Avenue, Syracuse, NY, 13210
  • Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
  • University Neighborhood Preservation Association
  • 562 Buckingham Avenue, Syracuse, NY, 13210
  • The University Neighborhood Preservation Association, Inc. is a non-profit 501(c)(3) tax exempt organization incorporated in 1990. UNPA primarily administers a homebuyers assistance program that helps families and individuals purchase homes in the UNPA Target Area. Promote owner-occupancy of homes in the area east of Syracuse University campus
  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • Lehigh Financial Group LLC
  • 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
  • Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,
  • WBG Commercial Lending
  • 488 Montchanin Rd, Montchanin, DE, 19710
  • WBG Commercial Lending specializes in Commercial Mortgage loans for commercial real estate including owner occupied and investment properties we offer loans of all types. WBG Commercial Lending provides commercial real estate loan solutions in Delaware, Pennsylvania, Maryland, Ohio, New Jersey ,New York and most other states.
  • Phoenixville Federal Bank and Trust
  • 564 Nutt Road, Phoenixville, PA, 19460
  • A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus
  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
  • Utopia Financial LLC
  • 375 Morgan Street, Suite U, Phoenixville, PA, 19460
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.