For the year 2025, the USDA loan limit for a single-family residence in Mount-Vernon, part of Knox county, OH is $285,000, while the limit for FHA loans is $356,362.
Using the Lendersa® USDA loan calculator, compare today's prime rates between USDA and FHA offerings. This tool helps you establish the required income, credit, reserves, and documents for eligibility. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the most suitable program in Alabama for your specific financial situation.
Understanding 2025 Loan Limits and Downpayment Requirements in Mount-Vernon, Knox, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Mount-Vernon, OH
Lendersa® works to quickly connect you with the most suitable USDA or FHA loans without any fuss. Choose from one of three starting points to find matching lenders and ideal USDA loan programs.
The USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan. It is available solely in rural areas and does not require a down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
Our Credit Union was chartered February 27, 1937 with Pampa Independent School District as our sponsor. Since the early 1980’s, our field of membership has been extended to the **family members of Pampa Independent School District employees. As a Credit Union, we believe that friendly, personal service is our number one priority.
The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
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