USDA VS FHA in Mount-Vernon, Knox County, OH

For the year 2025, the USDA loan limit for a single-family residence in Mount-Vernon, part of Knox county, OH is $285,000, while the limit for FHA loans is $356,362.

Using the Lendersa® USDA loan calculator, compare today's prime rates between USDA and FHA offerings. This tool helps you establish the required income, credit, reserves, and documents for eligibility. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the most suitable program in Alabama for your specific financial situation.

Explore loan offers from 100 lenders

Understanding 2025 Loan Limits and Downpayment Requirements in Mount-Vernon, Knox, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Mount-Vernon, OH

Lendersa® works to quickly connect you with the most suitable USDA or FHA loans without any fuss. Choose from one of three starting points to find matching lenders and ideal USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in OH?

The USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan. It is available solely in rural areas and does not require a down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first
  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members. Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew
  • Greensboro Municipal Federal Credit Union
  • 217 N Greene Street, Greensboro, NC, 27401
  • Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,
  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers
  • Universal Mortgage & Finance
  • 3158 Braverton Street, Suite 204, Edgewater, MD, 21037
  • Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .
  • BlackWater Funding
  • 403 Fairlea Drive, Edgewater, MD, 21037
  • BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)
  • Al Martinez Mortgage Broker, Huntley
  • 10417 Dawson St, Huntley, IL, 60142
  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
  • Lifestone Mortgage Corporation
  • 2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
  • Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.