USDA Vs. FHA your options comparison in Blanchester, Clinton County, OH

In 2025, the USDA loan limit for Blanchester, in Clinton, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to contrast today's USDA and FHA best rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you choose which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Blanchester, Clinton, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Blanchester, OH

Lendersa®'s goal is to efficiently secure the best USDA or FHA loans for you. Select one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. It's exclusive to rural areas, requiring no down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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