For the year 2025, the USDA loan ceiling in Napoleon, part of Henry county in OH, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's finest USDA and FHA interest rates. Discover the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the most suitable program in locations such as
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly providing you with the best USDA or FHA loan solutions. Choose from three starting paths that connect you to appropriate lenders and related USDA loan programs.
The USDA home loan, supported by the government’s Department of Agriculture, is often referred to as a USDA rural development loan. These loans are available only in rural areas and differ from FHA loans that require a minimum of a 3.5% down payment by not requiring any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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