USDA Vs. FHA Pro and Con comparison in Delta, Fulton County, OH
In 2025, the USDA loan limit for Delta, within Fulton county, OH, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, evaluating the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to display USDA, FHA, Conforming, and VA loans side by side, helping you choose the ideal program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Delta, Fulton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Options in Delta, OH
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Start by choosing one of three pathways leading to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.
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