In 2026, the loan limit for USDA in Whitehouse, within the county of Lucas, OH is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Leverage Lendersa®’s USDA loan calculator to differentiate between today’s USDA and FHA rates. Assess required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly secure the ideal USDA or FHA loan for you, minimizing effort. Select from three options that lead to compatible lenders and USDA loan options.
A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also termed USDA rural development loan or mortgage, and is only available in rural areas. Distinct from FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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