USDA and FHA Pro and Con in Northridge, Clark County, OH
As of 2025, the USDA loan threshold in Northridge, situated in the county of Clark, OH, is set at $336,500. This compares to the FHA limit, which is $472,030 for a single-family home in the same area.
Employ the Lendersa® USDA loan calculator to evaluate the top current rates for both USDA and FHA loans. This tool will aid you in understanding the necessary income, credit, financial reserves, and documentation required for qualification. Our sophisticated mortgage calculator also allows you to look at USDA, FHA, Conforming, and VA programs side by side, helping you decide which program may suit your financial situation best in .
Loan Limits and Down Payment Details for 2025 in Northridge, County of Clark, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Northridge, OH
The mission of Lendersa® is to swiftly provide you with the ideal USDA or FHA loans in a hassle-free manner. Begin with one of three strategies that connect you with the right lenders and USDA loan options.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This product is restricted to rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans permit a down payment of zero percent.
The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
