In 2026, the USDA loan limit set for Springfield, within Clark county, OH, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps identify the necessary income, credit score, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the program best suited for your financial situation in .
Loan Limits and Downpayment Needs 2026 in Springfield, Clark, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Springfield, OH
The goal at Lendersa® is to quickly secure you the best USDA or FHA loans, free from hassle. You can begin from one of three starting points, each designed to match you with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none, making them more accessible options for some buyers.
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