USDA Vs. FHA your options comparison in Springfield, Clark County, OH
In 2025, the USDA loan limit set for Springfield, within Clark county, OH, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps identify the necessary income, credit score, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the program best suited for your financial situation in .
Loan Limits and Downpayment Needs 2025 in Springfield, Clark, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Springfield, OH
The goal at Lendersa® is to quickly secure you the best USDA or FHA loans, free from hassle. You can begin from one of three starting points, each designed to match you with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none, making them more accessible options for some buyers.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.
When you're passionate about people like we are, you start to see the extraordinary in everyone.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois.
Experience a relaxed atmosphere where highly respected.
First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
