USDA Vs. FHA Pro and Con comparison in Springfield, Clark County, OH
In 2025, the USDA loan limit set for Springfield, within Clark county, OH, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool helps identify the necessary income, credit score, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the program best suited for your financial situation in .
Loan Limits and Downpayment Needs 2025 in Springfield, Clark, OH
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Springfield, OH
The goal at Lendersa® is to quickly secure you the best USDA or FHA loans, free from hassle. You can begin from one of three starting points, each designed to match you with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none, making them more accessible options for some buyers.
Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
Aroostook County Federal Savings and Loan Association
43 High St, Caribou, ME, 04736
At Aroostook Savings & Loan, Your Home Bank. Since 1936, we have been dedicated to serving the people of Aroostook County & our members, who own our mutual Association. The decision to start the mutual savings association was easy at the time. During the depression, people were having a hard time to acquire the financing they needed to buy
County Federal Credit Union, we promise you; to work in your best interest, simplify your financial life, make it easy to do business with us, and partner with you to achieve financial success. Our asset size is over $411 million, and we are one of the top 10 credit unions in the State of Maine.
The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
Full Service Real Estate Brokerage & Mortgage Business. We help you buy & sell businesses. Buy and Sell Commercial & Residential Real Estate. On the Real Estate / Business side: A Realtor and Broker we've secured transactions- tiny to multi Million. We know numbers, because of our financing side. We find diamonds in the rough.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
4154 Erindale Drive North, North Fort Myers, FL, 33903
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
