USDA Vs. FHA Pro and Con comparison in Yellow-Springs, Greene County, OH

In 2025, the USDA loan limit in Yellow-Springs, located in the county of Greene, OH, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program best suits your financial needs in .

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment Requirements in Yellow-Springs, Greene, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Yellow-Springs, OH

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three starting points that link you to matching lenders and USDA loan programs.

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Understanding the USDA Loan in OH

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also called a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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