In 2025, the USDA loan limit in Yellow-Springs, located in the county of Greene, OH, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Yellow-Springs, Greene, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Yellow-Springs, OH
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three starting points that link you to matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also called a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits!
While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
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