USDA Vs. FHA Pro and Con comparison in Salem, Columbiana County, OH

In 2025, the USDA loan limit in Salem, part of Columbiana county, OH, stands at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare today's premier USDA versus FHA rates, deciding on the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your unique financial situation in .

Examine loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Salem, County of Columbiana, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Salem, OH

The primary goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose one of three approaches to link with lenders and explore USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is supported by the Department of Agriculture, also called a USDA rural development loan or mortgage, and is designated for rural areas only. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans have a zero down payment requirement, making them highly desirable for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity First Mortgage LLC
  • 9 Peddlers Row, Newark, DE, 19702
  • Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
  • Highlands Mortgage, LLC
  • 56 W. Main Street, Suite 102-A, Newark, DE, 19702
  • Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
  • Bedford Loan & Deposit Bank
  • 45 Highway 42 East, Bedford, KY, 40006
  • Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
  • The National Bank of Malvern
  • 2 West King Street, Malvern, PA, 19355
  • The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
  • Meridian Bank
  • 9 Old Lincoln Hwy, Malvern, PA, 19355
  • Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
  • Money Quest Lending Corp
  • 17 Mystic Lane, Malvern, PA, 19355
  • Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
  • Spring Mill Financial LLC
  • 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
  • Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.