USDA VS FHA in South-Russell, Geauga County, OH

As of 2025, the USDA loan limit in South-Russell, located within Geauga, OH, is set at $285,000. In comparison, the FHA loan cap for a single-family home stands at $356,362.

Lendersa® offers a USDA loan calculator for evaluating and comparing USDA versus FHA rates. Establish the income, credit, reserves, and documents required to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in South-Russell, Geauga, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in South-Russell, OH

Lendersa® is committed to finding you the best USDA or FHA loans quickly and without hassle. Choose one of three starting paths to match with lenders and USDA loan solutions.

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Understanding USDA Loans in OH

The USDA home loan, a government-backed mortgage offered by the Department of Agriculture and known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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