USDA Vs. FHA your options comparison in Delaware, Delaware County, OH
For the year 2025, the USDA loan limit in the city of Delaware, located in the county of Delaware, OH, is set at $351,400, whereas the FHA loan limit for a single-family house is $488,750.
Use the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. This tool assists in determining the necessary income, credit standing, reserves, and documentation to qualify. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to pick the most suitable program in for your financial context.
2025 Loan Limits and Downpayment Criteria for Delaware, Delaware County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Looking into USDA and FHA Loan Paths in Delaware, OH
The aim of Lendersa® is to obtain the optimal USDA or FHA loan quickly and effortlessly. You can select from three initial methods to link with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or a USDA mortgage. This loan is exclusive to rural locales and differs from FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment at all.
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