USDA Vs. FHA your options comparison in Delaware, Delaware County, OH
For the year 2026, the USDA loan limit in the city of Delaware, located in the county of Delaware, OH, is set at $351,400, whereas the FHA loan limit for a single-family house is $488,750.
Use the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. This tool assists in determining the necessary income, credit standing, reserves, and documentation to qualify. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to pick the most suitable program in for your financial context.
2026 Loan Limits and Downpayment Criteria for Delaware, Delaware County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Looking into USDA and FHA Loan Paths in Delaware, OH
The aim of Lendersa® is to obtain the optimal USDA or FHA loan quickly and effortlessly. You can select from three initial methods to link with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or a USDA mortgage. This loan is exclusive to rural locales and differs from FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment at all.
Fidelity Federal Savings and Loan Association of Delaware
60 North Sandusky St, Delaware, OH, 43015
Lends in Ohio
Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.
Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
Lends in Ohio
State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
Lends in Ohio
Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
