USDA and FHA Pro and Con in Delaware, Delaware County, OH
For the year 2026, the USDA loan limit in the city of Delaware, located in the county of Delaware, OH, is set at $351,400, whereas the FHA loan limit for a single-family house is $488,750.
Use the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. This tool assists in determining the necessary income, credit standing, reserves, and documentation to qualify. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, enabling you to pick the most suitable program in for your financial context.
2026 Loan Limits and Downpayment Criteria for Delaware, Delaware County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Looking into USDA and FHA Loan Paths in Delaware, OH
The aim of Lendersa® is to obtain the optimal USDA or FHA loan quickly and effortlessly. You can select from three initial methods to link with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or a USDA mortgage. This loan is exclusive to rural locales and differs from FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment at all.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
