USDA and FHA Pro and Con in Tiffin, Seneca County, OH

In 2025, the USDA loan cap in Tiffin, nestled within Seneca county, OH, is $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. Identify the required income, credit status, reserves, and documentation needed for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to decide which program in best suits your financial needs.

Review loan offers from over 100 lenders

2025 loan limits and down payment requirements in Tiffin, Seneca, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Tiffin, OH

Lendersa® endeavors to swiftly secure you the best USDA or FHA loan, free of hassle. Start with one of three approaches to find matching lenders and suitable USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in OH

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or mortgage—only applies to rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment, designed for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bluestone Home Loans LLC
  • 14382 Flourcastle Court, Centreville, VA, 20120
  • Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.
  • St Michael Mortgage LLC
  • 5381 Lavender Mist Court, Centreville, VA, 20120
  • St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.
  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
  • Service Credit Union
  • 2850 S Ashland Avenue, Green Bay, WI, 54304
  • Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
  • PCM Credit Union
  • 601 Willard Drive, Green Bay, WI, 54304
  • At PCM Credit Union you will always be greeted with a smile & a friendly voice. We truly are “People Caring More” & you will witness the PCM Credit Union difference when you partner with us as a member of the credit union, or within the community. We are dedicated to our Mission & Vision of going above and beyond what other financial institutions.
  • Cornerstone Mortgage, LLC
  • 1830 W Mason Street, Green Bay, WI, 54304
  • Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
  • BLC Community Bank
  • 206 East Main Avenue, Little Chute, WI, 54140
  • BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
  • Compeer Financial
  • 2600 Jenny Wren Trail, Sun Prairie, WI, 53590
  • Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.