USDA Vs. FHA your options comparison in Tiffin, Seneca County, OH

In 2025, USDA loan limit in Tiffin, county of Seneca, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Tiffin, county of Seneca, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Tiffin, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acme Federal Credit Union
  • 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
  • ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
  • Pro Mortgage Funding
  • 43422 W Oaks Dr, Suite 421, Novi, MI, 48377
  • We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
  • DoverPhila Federal Credit Union
  • 129 Fillmore Avenue, Dover, OH, 44622
  • DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
  • First Federal Community Bank, National Association
  • 141 W Ohio Ave, Dover, OH, 44622
  • First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
  • T & I Credit Union
  • 600 N Main Street, Clawson, MI, 48017
  • T&I Credit Union was founded in 1955 by Ford Tractor Employees in Birmingham. In 1987, we relocated to our current location in Clawson. However, our goal of serving our members and communities has always remained the same. We do so by remaining competitive with low interest rates
  • Arcadia Lending
  • 329 W 14 Mile Rd, Clawson, MI, 48017
  • "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
  • Mi Bank
  • 3707 W Maple, Bloomfield Hills, MI, 48301
  • At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you. Our success is driven by our bankers
  • Lewis Financial Mortgage
  • 401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009
  • So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.
  • Swift Home Loans
  • 255 S Old Woodward, Birmingham, MI, 48009
  • Swift, it’s not just about what we do, but why we do it. With over 30 years of Mortgage experience, our mission is to ensure a trustworthy and tailor-made mortgage solution each and every time.We are firm built on old school values with a new age way of operating. By leveraging technology
  • Lynn Wang Financial LLC
  • 4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
  • Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.