USDA and FHA Pro and Con in West-Milton, Miami County, OH
In the year 2025, the USDA loan maximum in West-Milton, located in Miami county, OH, is $285,000. Conversely, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast the current USDA and FHA rates. Evaluate essential qualifications such as income, credit score, reserves, and required documentation. With our advanced tool, you can view USDA, FHA, Conforming, and VA loan options side by side, making it easier to select the best program for your specific financial situation in .
2025 Loan Ceilings and Down Payment Criteria in West-Milton, County of Miami, OH
Loan Type
Maximum Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in West-Milton, OH
Lendersa® aims to effectively connect you with the ideal USDA or FHA loan with minimal hassle. Start from one of three points leading you to compatible lenders and USDA loan options.
A USDA loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Offered solely in rural locations, it differs from FHA loans by requiring no down payment, whereas FHA options necessitate at least a 3.5% down payment.
First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
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2330 West Port Plaza Drive, Saint Louis, MO, 63146
Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned" brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
We're a not-for-profit financial cooperative, looking out for our members' financial well-being and futures. We embrace our "not-normal-ness" & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
