USDA VS FHA in Washington-Court-House, Fayette County, OH

In the year 2025, the USDA loan cap in Washington-Court-House, located in the county of Fayette, OH, amounts to $285,000. On the other hand, the FHA threshold is set at $356,362 when it comes to single-family residences.

Utilize the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA, and find out the income, credit score, reserves, and documentation required to qualify for a loan. Our sophisticated mortgage tool allows you to examine USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the optimal choice for your financial needs in Alabama.

Evaluate loan proposals from a pool of 100 different lenders

2025 Loan Limits and Down Payment Rules for Washington-Court-House, Fayette, OH

Type of Loan Limit on Loan Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Washington-Court-House, OH

Lendersa® is dedicated to swiftly providing you an ideal USDA or FHA loan hassle-free. Begin your search through one of three methods to discover matching lenders and suitable USDA loan schemes.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OH

A USDA home loan is a mortgage endorsed by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, the USDA loan requires no down payment, contrasting with FHA loans which mandate at least a 3.5% initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
  • Maximum Mortgage & Real Estate Inc.
  • 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530
  • Maximum Mortgage & Real Estate Inc Full Service Real Estate, Mortgage and Property Management firm. We truly enjoy what we do and constantly look for ways to become better. We take pride in serving the community we live in and love the rich history and culture that North San Diego offers.
  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years. We pride ourselves on exceptional knowledge and experience in the industry. If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers
  • PRMG Mortgage
  • 1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
  • 16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly. Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
  • Active Lending Group
  • 98 E. Grand Blvd, Corona, CA, 92879
  • Tiffany Nyiri was born breathing real estate. Her family has operated a successful real estate and mortgage lending company in Southern California since 1969 and she has personally been servicing her clients as a loan officer since 1997. As a mortgage broker, Tiffany brings a wealth of experience, knowledge, and resources to the table.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.