USDA Vs. FHA your options comparison in Washington-Court-House, Fayette County, OH
In the year 2025, the USDA loan cap in Washington-Court-House, located in the county of Fayette, OH, amounts to $285,000. On the other hand, the FHA threshold is set at $356,362 when it comes to single-family residences.
Utilize the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA, and find out the income, credit score, reserves, and documentation required to qualify for a loan. Our sophisticated mortgage tool allows you to examine USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the optimal choice for your financial needs in Alabama.
2025 Loan Limits and Down Payment Rules for Washington-Court-House, Fayette, OH
Type of Loan
Limit on Loan
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Washington-Court-House, OH
Lendersa® is dedicated to swiftly providing you an ideal USDA or FHA loan hassle-free. Begin your search through one of three methods to discover matching lenders and suitable USDA loan schemes.
A USDA home loan is a mortgage endorsed by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, the USDA loan requires no down payment, contrasting with FHA loans which mandate at least a 3.5% initial payment.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
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We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"
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1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
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