USDA and FHA Pro and Con in Washington-Court-House, Fayette County, OH
In the year 2026, the USDA loan cap in Washington-Court-House, located in the county of Fayette, OH, amounts to $285,000. On the other hand, the FHA threshold is set at $356,362 when it comes to single-family residences.
Utilize the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA, and find out the income, credit score, reserves, and documentation required to qualify for a loan. Our sophisticated mortgage tool allows you to examine USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the optimal choice for your financial needs in Alabama.
2026 Loan Limits and Down Payment Rules for Washington-Court-House, Fayette, OH
Type of Loan
Limit on Loan
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Washington-Court-House, OH
Lendersa® is dedicated to swiftly providing you an ideal USDA or FHA loan hassle-free. Begin your search through one of three methods to discover matching lenders and suitable USDA loan schemes.
A USDA home loan is a mortgage endorsed by the Department of Agriculture, also known as a USDA rural development loan. Available only in rural areas, the USDA loan requires no down payment, contrasting with FHA loans which mandate at least a 3.5% initial payment.
Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
649 Lancaster Pike, Suite 100, Circleville, OH, 43113
Lends in Ohio
Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
