USDA Vs. FHA Pro and Con comparison in Wilmington, Clinton County, OH
As of 2025, the USDA loan limit in Wilmington, located in the county of Clinton, OH, is set at $336,500. In contrast, the FHA loan limit for a single-family house is $472,030.
To evaluate today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It aids in assessing the income, credit, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator further allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the optimal program in for your financial circumstances.
Loan limits and down payment requirements for 2025 in Wilmington, Clinton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wilmington, OH
The aim of Lendersa® is to swiftly and smoothly secure you a favorable USDA or FHA loan. Choose from three initial paths that connect you with suitable lenders and USDA loan options.
The USDA home loan is endorsed by the Department of Agriculture, also known as USDA rural development or USDA mortgage. This loan is available exclusively for rural areas and does not require any down payment, in contrast to FHA loans which mandate a minimum of 3.5% down payment.
We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.
Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously
Casita Capital is a small independent mortgage that provides real estate financing within the State of Texas for individuals and businesses that are looking for alternative financing. Our clients are generally looking for specific financing terms, are not able to qualify for traditional financing or have had their financing fall apart at the last.
Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
We offer our employees unlimited opportunities for career development.
We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company.
Our office is centrally located in San Antonio at 1616 San Pedro Avenue
