USDA Vs. FHA your options comparison in Wilmington, Clinton County, OH
As of 2026, the USDA loan limit in Wilmington, located in the county of Clinton, OH, is set at $336,500. In contrast, the FHA loan limit for a single-family house is $472,030.
To evaluate today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It aids in assessing the income, credit, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator further allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the optimal program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Wilmington, Clinton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wilmington, OH
The aim of Lendersa® is to swiftly and smoothly secure you a favorable USDA or FHA loan. Choose from three initial paths that connect you with suitable lenders and USDA loan options.
The USDA home loan is endorsed by the Department of Agriculture, also known as USDA rural development or USDA mortgage. This loan is available exclusively for rural areas and does not require any down payment, in contrast to FHA loans which mandate a minimum of 3.5% down payment.
Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.
Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
