USDA and FHA Pro and Con in Wilmington, Clinton County, OH
As of 2026, the USDA loan limit in Wilmington, located in the county of Clinton, OH, is set at $336,500. In contrast, the FHA loan limit for a single-family house is $472,030.
To evaluate today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It aids in assessing the income, credit, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator further allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the optimal program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Wilmington, Clinton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wilmington, OH
The aim of Lendersa® is to swiftly and smoothly secure you a favorable USDA or FHA loan. Choose from three initial paths that connect you with suitable lenders and USDA loan options.
The USDA home loan is endorsed by the Department of Agriculture, also known as USDA rural development or USDA mortgage. This loan is available exclusively for rural areas and does not require any down payment, in contrast to FHA loans which mandate a minimum of 3.5% down payment.
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