USDA and FHA Pro and Con in Wilmington, Clinton County, OH
As of 2025, the USDA loan limit in Wilmington, located in the county of Clinton, OH, is set at $336,500. In contrast, the FHA loan limit for a single-family house is $472,030.
To evaluate today's top USDA versus FHA rates, employ the Lendersa® USDA loan calculator. It aids in assessing the income, credit, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator further allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the optimal program in for your financial circumstances.
Loan limits and down payment requirements for 2025 in Wilmington, Clinton, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wilmington, OH
The aim of Lendersa® is to swiftly and smoothly secure you a favorable USDA or FHA loan. Choose from three initial paths that connect you with suitable lenders and USDA loan options.
The USDA home loan is endorsed by the Department of Agriculture, also known as USDA rural development or USDA mortgage. This loan is available exclusively for rural areas and does not require any down payment, in contrast to FHA loans which mandate a minimum of 3.5% down payment.
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Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
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200 Spring St, Herndon, VA, 20170
Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
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Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca
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Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
