USDA Vs. FHA your options comparison in Cedarville, Greene County, OH

As of 2026, the USDA loan limit within Cedarville, county of Greene, OH, is set at $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine what is required in terms of income, credit, reserves, and necessary documents to qualify. You can view USDA, FHA, Conforming, and VA loans side by side using our advanced mortgage calculator. This setup helps you choose the most suitable program for your financial requirements in .

Examine loan options from 100 lenders

Loan Limits and Down Payment Requirements in 2026 for Cedarville, County of Greene, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Cedarville, OH

The mission at Lendersa® is to secure for you the best USDA or FHA loan promptly and effortlessly. Choose one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining USDA Loans in OH

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available in rural neighborhoods only. Unlike FHA home loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cedarville Lenders

  • YS Federal Credit Union
  • 217 Xenia Avenue, Yellow Springs, OH, 45387
  • Lends in Ohio
  • Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,

  • IH Credit Union
  • 5000 Urbana Road, Springfield, OH, 45502
  • Lends in Ohio
  • The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.

  • United Realtors
  • 34 N. Central Ave., Fairborn, OH, 45324
  • Lends in Ohio
  • Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"

  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Lends in Ohio
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.

  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • Lends in Ohio
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union

  • NCF Savings Bank
  • 400 N Main St, New Carlisle, OH, 45344
  • Lends in Ohio
  • NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more

  • Dayton Capital Partners
  • 2702 Linden Ave #102, Dayton, OH, 45410
  • Lends in Ohio
  • Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings