USDA VS FHA in Jamestown, Greene County, OH

For 2026, the USDA loan limit for Jamestown, within Greene county, OH, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Details in Jamestown, Greene, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Jamestown, OH

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways linking you to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is USDA Loan in OH?

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, commonly known as a USDA rural development loan. Exclusively for rural areas, it requires no down payment, differing from FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Jamestown Lenders

  • YS Federal Credit Union
  • 217 Xenia Avenue, Yellow Springs, OH, 45387
  • Lends in Ohio
  • Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more

  • United Realtors
  • 34 N. Central Ave., Fairborn, OH, 45324
  • Lends in Ohio
  • Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"

  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Lends in Ohio
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.

  • IH Credit Union
  • 5000 Urbana Road, Springfield, OH, 45502
  • Lends in Ohio
  • The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.

  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • Lends in Ohio
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union

  • KH Credit Union
  • 7740 Paragon Road, Dayton, OH, 45459
  • Lends in Ohio
  • At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.

  • Northern Mortgage
  • 105552 Success Ln, Suite H, Dayton, OH, 45458
  • Lends in Ohio
  • Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.