USDA Vs. FHA Pro and Con comparison in Jamestown, Greene County, OH

For 2025, the USDA loan limit for Jamestown, within Greene county, OH, is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Details in Jamestown, Greene, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Jamestown, OH

The goal of Lendersa® is to efficiently secure the best USDA or FHA loan quickly and without hassle. Begin with one of three pathways linking you to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is USDA Loan in OH?

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, commonly known as a USDA rural development loan. Exclusively for rural areas, it requires no down payment, differing from FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907
  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area. Western Security Bank, A Division of Glacier Bank,
  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • "We are 'Your Home Town Mortgage Store' We shop America's Top Lender for the best real estate home loan, suited to your needs. No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"
  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force
  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.
  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
  • Rio Blanco Schools Federal Credit Union
  • 402 W. Main Street, Suite 139, Rangely, CO, 81648
  • In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
  • Wyoming Community Bank
  • 1700 N. Federal Boulevard, Riverton, WY, 82501
  • In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
  • First State Bank, New Mexico
  • 103 Manzanares Avenue, Socorro, NM, 87801
  • It is First State Bank’s mission to provide the highest level of customer satisfaction, and personalized financial solutions through knowledgeable team members, efficient teamwork, and technological advancements while striving for innovative and creative ways to improve procedures and implement products.
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.