In 2025, the USDA loan limit for Union, located in the county of Montgomery, OH, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA options. This tool aids in determining necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to decide which program suits your financial situation best in .
2025 Loan Limits and Down Payment Information in Union, County of Montgomery, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Prospects in Union, OH
The aim of Lendersa® is to promptly secure the most favorable USDA or FHA loan without hassle. Choose one of three starting points that connect you to lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
Reed Credit Union has been open since 1935. The credit union has assets totaling $17.23 Million and provides banking services to more than 1, 000 members as of March 2022.
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