USDA VS FHA in Englewood, Montgomery County, OH

In 2025, the USDA loan limit in Englewood, situated within Montgomery county, OH, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting in selecting the most suitable program for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Englewood, Montgomery, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Englewood, OH

Lendersa® aims to quickly obtain the best USDA or FHA loan for you without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

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What is a USDA Loan in OH?

The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also called a USDA rural development loan. Available solely in rural areas, this loan contrasts with FHA loans which require a minimum of 3.5% down payment, as USDA loans do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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