In 2026, the USDA loan limit in Englewood, situated within Montgomery county, OH, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting in selecting the most suitable program for your financial circumstances in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly obtain the best USDA or FHA loan for you without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also called a USDA rural development loan. Available solely in rural areas, this loan contrasts with FHA loans which require a minimum of 3.5% down payment, as USDA loans do not need any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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