USDA VS FHA in Hillsboro, Highland County, OH

For the year 2025, the USDA loan cap in Hillsboro, within Highland county, OH, stands at $336,500. In contrast, the limit for an FHA loan on a single-family home is $472,030.

The Lendersa® USDA loan calculator can be used to compare today's leading USDA and FHA rates, helping you ascertain the required income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in determining the best program for your financial circumstances in .

Evaluate loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Hillsboro, County of Highland, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Hillsboro, OH

Lendersa® strives to swiftly secure the most beneficial USDA or FHA loans without unnecessary difficulty. Start with one of three available options to connect with relevant lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in OH

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is accessible in rural areas only. While FHA loans require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Electronic Bank
  • 2150 South 1300 East, Suite 400, Salt Lake City, UT, 84106
  • First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it.
  • Granite Credit Union
  • 3675 South 900 East, Salt Lake City, UT, 84106
  • Our mission is to be our members's 1st choice for high-quality financial products and services. We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
  • Latitude Lending
  • 1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
  • At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • National JACL Credit Union
  • 3776 S. Highland Dr., Salt Lake City, UT, 84106
  • The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
  • Consumers Financial Company
  • 2834 S Highland Dr, Salt Lake City, UT, 84106
  • Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
  • Salt City Home Loans, LLC
  • 1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
  • "Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
  • American Wholesale Loans
  • 623 E 2100 S, Salt Lake City, UT, 84106
  • American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
  • American West Financial Home Loans
  • 675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
  • "America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
  • Western Mortgage Services
  • 1448 Blaine Ave, Salt Lake City, UT, 84105
  • Western Mortgage Services, we are experts in “hard money” loans—we provide financing solutions when other lenders simply can’t. WMS has served residential homeowners and real estate investors in Utah for over ten years. We fund residential, commercial, multi-family, and land loans that don’t meet the qualifications for traditional funding
  • Liberty Bank, Inc.
  • 326 South 500 East, Salt Lake City, UT, 84102
  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
  • Ridgeline Federal Credit Union
  • 564 East 300 South, Salt Lake City, UT, 84102
  • Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans