USDA Loan Vs. FHA loan pro & con for Hillsboro, Highland County, OH

In 2025, USDA loan limit in Hillsboro, county of Highland, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hillsboro, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(337) 463-3621 796 miles Lender's profile and map Reviews First Street Federal Credit Union 709 West 1st Street, Deridder, LA, 70634 First Street Federal Credit Union (formerly known as Boise Southern Employees FCU) has been open since 1970. The credit union has assets totaling $50.33 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(337) 463-7838 796 miles Lender's profile and map Reviews First National Bank in DeRidder 823 Mahlon Street, Deridder, LA, 70634 FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.
(785) 658-3441 796 miles Lender's profile and map Reviews The Wilson State Bank 422 26th Street, Wilson, KS, 67490 Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
(405) 341-6650 796 miles Lender's profile and map Reviews The Citizens Bank of Edmond 1 East 1st Street, Edmond, OK, 73034 Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
(405) 642-2946 796 miles Lender's profile and map Reviews Prosperity Mortgage 900 Heavenfield Dr, Edmond, OK, 73034 Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
(405) 620-6555 796 miles Lender's profile and map Reviews Land Run Mortgage 6312 Blue Sage Road, Edmond, OK, 73034 The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 245-3633 796 miles Lender's profile and map Reviews Oklahoma AgCredit 3033 Progressive Drive, Edmond, OK, 73034 Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
(405) 348-9919 796 miles Lender's profile and map Reviews Spurr Mortgage Corporation 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034 Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
(800) 332-4313 796 miles Lender's profile and map Reviews Manufactured Home.Loan 101 E Hurd St F, Edmond, OK, 73034 "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."
(605) 286-3213 797 miles Lender's profile and map Reviews Community Bank 118 N Main Street, Avon, SD, 57315 The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
(308) 754-4426 797 miles Lender's profile and map Reviews Citizens Bank & Trust Company 721 7th Street, Saint Paul, NE, 68873 The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.