USDA VS FHA in West-Portsmouth, Scioto County, OH

For 2026, the USDA loan limit in West-Portsmouth, within Scioto county, OH, is capped at $285,000. In contrast, the FHA limit for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA loans. Determine the income, credit score, reserves, and necessary documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in West-Portsmouth, Scioto, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in West-Portsmouth, OH

Lendersa® is dedicated to securing the best possible USDA or FHA loan for you promptly and without hassle. Begin your journey by selecting one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, supported by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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