USDA and FHA Pro and Con in Worthington, Franklin County, OH
In 2026, for Worthington, located in Franklin county, OH, the USDA loan limit is $351,400, while for a single-family home, the FHA limit is $488,750.
Lendersa® has a USDA loan calculator for comparing today’s most competitive USDA and FHA rates, helping you to find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Worthington, Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Worthington, OH
Lendersa® is committed to quickly securing you the best USDA or FHA loan without difficulties. Begin with one of three steps to find matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan requires no down payment at all.
438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
Lends in Ohio
Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.
150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
Lends in Ohio
Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Lends in Ohio
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
Lends in Ohio
Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
3530 Snouffer Road, Suite 100, Columbus, OH, 43235
Lends in Ohio
Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
