USDA Vs. FHA your options comparison in Worthington, Franklin County, OH

In 2025, for Worthington, located in Franklin county, OH, the USDA loan limit is $351,400, while for a single-family home, the FHA limit is $488,750.

Lendersa® has a USDA loan calculator for comparing today’s most competitive USDA and FHA rates, helping you to find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Worthington, Franklin, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Worthington, OH

Lendersa® is committed to quickly securing you the best USDA or FHA loan without difficulties. Begin with one of three steps to find matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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