USDA and FHA Pro and Con in Worthington, Franklin County, OH

In 2025, for Worthington, located in Franklin county, OH, the USDA loan limit is $351,400, while for a single-family home, the FHA limit is $488,750.

Lendersa® has a USDA loan calculator for comparing today’s most competitive USDA and FHA rates, helping you to find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Worthington, Franklin, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Worthington, OH

Lendersa® is committed to quickly securing you the best USDA or FHA loan without difficulties. Begin with one of three steps to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • RELIANT HOME LOANS
  • 6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
  • Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
  • Avenu, LLC
  • 6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
  • Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.
  • Ascension Mortgage Brokers, Inc.
  • 3462 Tree Farm Ln, Cottonwood Heights, UT, 84121
  • When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.
  • Movement Home Loans LLC
  • 7135 South Highland Drive, Suite 202, Salt Lake City, UT, 84121
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Arch Lending
  • 6375 South Highland Drive, Salt Lake City, UT, 84121
  • Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
  • Salt Lake City Lending Group LLC
  • 3126 East Danish Ridge Way, Salt Lake City, UT, 84121
  • As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.
  • White Pine Funding, LLC
  • 7836 Danish Point Place, Salt Lake City, UT, 84121
  • White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.
  • IntroLend
  • 6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
  • IntroLend .com is the nation’s most advanced consumer lending platform. Specializing in mortgages (both new purchase and refi), but also serving the needs of vehicle, credit card and personal loan shoppers, IntroLend fuses industry-leading technology to white-glove personal service.
  • Associated Mortgage
  • 7938 South 3500 East, Suite B600, Cottonwood Heights, UT, 84121
  • Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs
  • United Security Financial Corp
  • 930 E. 6600 S, Salt Lake City, UT, 84121
  • United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part