USDA Vs. FHA your options comparison in Worthington, Franklin County, OH
In 2026, for Worthington, located in Franklin county, OH, the USDA loan limit is $351,400, while for a single-family home, the FHA limit is $488,750.
Lendersa® has a USDA loan calculator for comparing today’s most competitive USDA and FHA rates, helping you to find out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Worthington, Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Worthington, OH
Lendersa® is committed to quickly securing you the best USDA or FHA loan without difficulties. Begin with one of three steps to find matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA loan requires no down payment at all.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our people at Fortis enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture. We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business.
Bankers’ Bank of the West provides high-quality products and services as well as deep industry expertise to more than 300 community bank clients in the western states and Great Plains region. Our primary service area includes Arizona, Colorado, Idaho, Iowa, Montana, Nebraska, New Mexico, Nevada, South Dakota, Utah, and Wyoming.
White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.
First National 1870, a division of Sunflower Bank, N.A. offers a full range of financial products that create possibility in the lives we touch and communities we serve.
We are proud of our longevity and the long-term relationships it represents. Sunflower Bank was founded in 1892. We operate as First National 1870 in Albuquerque,
We built Maxwell to change the game for small and midsize mortgage lenders — whether you originate $300M or $3B. Today our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks.
At American Premier Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
