USDA Vs. FHA your options comparison in Willowick, Lake County, OH

For 2025, the USDA loan limit in Willowick, situated in Lake county, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare USDA and FHA rates today and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage tool allows you to weigh USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in Alabama.

Examine loan offers from 100 lenders

2025 Loan Limits & Downpayment Requirements in Willowick, Lake, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Willowick, OH

Lendersa® is committed to acquiring the best USDA or FHA loan for you swiftly and easily. Choose one of three initiation points to find lenders and USDA loan plans that match your needs.

Lendersa USDA loan request and matches

Understanding USDA Loans in OH

The USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan, is solely available in rural areas. Unlike FHA loans, which need a 3.5% down payment at minimum, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Discover Financial Services
  • 2500 Lake Cook Rd, Deerfield, IL, 60015
  • Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
  • Gary Meyers Realty
  • 500 Lake Cook Rd, Deerfield, IL, 60015
  • CCF does commercial real estate workouts for lenders and borrowers. We provide debt and equity relief solutions for what seem intractable situations. We have a complete “due diligence” service and employ strategies to avoid or recover from heavy OREO write-downs. With our proprietary market research model we are able to determine project.
  • Wool Finance Partners, LLC
  • 1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
  • Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.
  • Prism Mortgage
  • 770 Lake Cook Road, Suite 145, Deerfield, IL, 60015
  • Prism Mortgage has 30 years of experience in the residential and commercial real-estate industry. Prism Mortgage LLC, Chicago's leading group of financial advisors here to serve your entire mortgage lending needs. Strict, new federal and state regulations have imposed dramatic changes upon the mortgage lending process.
  • Cambridge Lending Group Inc
  • 1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
  • Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.
  • Infiniti Financial Group Inc
  • 1020 Milwaukee Avenue, Suite 230, Deerfield, IL, 60015
  • Our mortgage brokers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We take pride in treating our clients with honesty and integrity. We have many very happy costumers.
  • Home Loan Solutions Inc
  • 420 Lake Cook Road, Suite 104, Deerfield, IL, 60015
  • Home Loan Solutions was founded by Victor and Olga Bolotnikov as a family business with intentions of delivering the absolute best rate and customer service in the industry. As the next generation joins the company, Mike Bolotnikov plans to continue delivering excellent customer service and even better products.
  • US Financial LTD
  • 636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
  • U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
  • RockBottom Mortgage LLC
  • 960 Rand Road, Suite 213, Des Plaines, IL, 60016
  • RB Mortgage we pride ourselves on offering the lowest rates with the lowest total fees. Simply put, we are committed to Bringing You Home for Less We are not like your typical mortgage company whose business model and income structure is based on commissions. These companies will sell you interest rates that are higher than industry standards.