USDA Vs. FHA your options comparison in Xenia, Greene County, OH
In the year 2025, the USDA loan limit for Xenia, within the county of Greene, OH, is set at $336,500. Conversely, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the most advantageous rates between USDA and FHA today. Determine the required income, credit standing, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans presented side by side, helping you to select the optimal program in for your specific financial context.
2025 Loan Caps and Down Payment Requirements in Xenia, Greene, OH
Loan Type
Maximum Loan Amount
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Xenia, OH
The aim of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and efficiently. Choose from one of three starting options that lead to aligning lenders and potential USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is primarily available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans demand no down payment, making them particularly appealing for eligible borrowers.
3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.
Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
