USDA and FHA Pro and Con in Xenia, Greene County, OH
In the year 2025, the USDA loan limit for Xenia, within the county of Greene, OH, is set at $336,500. Conversely, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the most advantageous rates between USDA and FHA today. Determine the required income, credit standing, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans presented side by side, helping you to select the optimal program in for your specific financial context.
2025 Loan Caps and Down Payment Requirements in Xenia, Greene, OH
Loan Type
Maximum Loan Amount
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Xenia, OH
The aim of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and efficiently. Choose from one of three starting options that lead to aligning lenders and potential USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is primarily available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans demand no down payment, making them particularly appealing for eligible borrowers.
Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5, 000.
At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
