In 2026, the USDA loan limit for a single-family home in Blackwell, within the county of Kay, OK, is set at $336,500. In comparison, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. By doing so, you can understand the income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options concurrently, helping you identify the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Blackwell, Kay, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Blackwell, OK
At Lendersa®, our objective is to swiftly and effortlessly secure the most favorable USDA or FHA loan for you. Choose one of three methods to align yourself with lenders and assess USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.
Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
It is our mission to provide financial products, services, and education tailored to meet the unique needs of the Otoe-Missouria Tribe of Indians, its employees, and its businesses. When you join Otoe-Missouria Federal Credit Union, you become part of our family. We’re dedicated to supporting you and your financial goals.
The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
