USDA Loan Vs. FHA loan pro & con for Enid, Garfield County, OK

In 2025, USDA loan limit in Enid, county of Garfield, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Enid, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 684-4513 1090 miles Lender's profile and map Reviews CRC Hard Money Loans, LLC 1746 E. Silver Star Rd, Ste 129, Ocoee, FL, 34761 CRC Hard Money Loans is a commercial and investors mortgage broker company that offers access to financing in the specialized field of alternative loans for almost all property types. Our company works with rehabbers and commercial property owners to achieve lending terms that meet their current needs and investment goals. CRC Hard Money Loans is d
(716) 938-9128 1091 miles Lender's profile and map Reviews Cattaraugus County Bank 120 Main Street, Little Valley, NY, 14755 We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
(866) 913-3733 1091 miles Lender's profile and map Reviews MIDFLORIDA Credit Union PO Box 8008, Lakeland, FL, 33802 MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.
(814) 834-9518 1091 miles Lender's profile and map Reviews Mountain Laurel Federal Credit Union 413 South Michael Street, Saint Marys, PA, 15857 Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
951-203-7612 1091 miles Lender's profile and map Reviews Axiom Lending Group 14175 Erie Rd, Apple Valley, CA, 92307 Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
(813) 303-0808 1091 miles Lender's profile and map Reviews Capital Ton LLC 1680 Fruitville Rd. STE 547, Sarasota, FL, 34236 Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
(888) 360-6131 1091 miles Lender's profile and map Reviews Liberty Mortgage LLC 1990 Main St, Suite 750, Sarasota, FL, 34236 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(941) 504-1445 1091 miles Lender's profile and map Reviews RE Financial Services Inc 677 N. Washington Boulevard, Sarasota, FL, 34236 I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
(941) 955-7115 1091 miles Lender's profile and map Reviews Kroboth & Helm Mortgage Company Inc 1444 First Street, Suite A, Sarasota, FL, 34236 We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
813-748-1534 1091 miles Lender's profile and map Reviews NFM Lending 1500 State Street, Suite 203, Sarasota, FL, 34236 NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.