USDA Loan Vs. FHA loan pro & con for Enid, Garfield County, OK

In 2025, USDA loan limit in Enid, county of Garfield, OK is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Enid, OK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oklahoma?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(424) 254-1989 1120 miles Lender's profile and map Reviews SoCalReverse 110 Civic Center Dr, Suite 204, Vista, CA, 92084 SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement
(760) 622-4226 1120 miles Lender's profile and map Reviews A Vision Property Services\| Home Loans \| Home Purchase and Sales 28812 Vista Valley Dr, Vista, CA, 92084 A Vision Property Services\| Home Loans \| Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
(760) 803-0305 1120 miles Lender's profile and map Reviews Equity 1 Lenders Network Inc. 2836 Felicia Way, Vista, CA, 92084 We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
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(877) 268-4998 1120 miles Lender's profile and map Reviews Prestige Home Services, Inc. 12548 Avocado Way, Riverside, CA, 92503 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(951) 760-3870 1120 miles Lender's profile and map Reviews Top Loan Fundings 3461 Hillview Drive, Riverside, CA, 92503 Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
(951) 833-5222 1120 miles Lender's profile and map Reviews Pacific Sun Lending, Inc. 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503 Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
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(951) 543-5151 1120 miles Lender's profile and map Reviews Upright Mortgage 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503 Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.