USDA and FHA Pro and Con in Perry, Noble County, OK

In 2025, within Perry, county of Noble, OK, the USDA loan limit is set at $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates and determine the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side-by-side to conclude the best-suited program for your specific financial circumstance in .

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Loan Limits and Down Payment Requirements for 2025 in Perry, Noble, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Perry, OK

The aspiration of Lendersa® is to get you the most suitable USDA or FHA loan swiftly and without hassle. Choose one of three available methods to find compatible lenders and review USDA loan programs.

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Understanding USDA Loans in OK

The USDA home loan, endorsed by the Department of Agriculture and frequently called the USDA rural development loan or USDA mortgage, is limited to rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage enables you to buy a home with no down payment needed.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
  • Merit Bank
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  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name. To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
  • Bryant Bank
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  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
  • VA Mortgage Alabama
  • 3350 L and N Drive, Huntsville, AL, 35801
  • Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
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  • 1st Family Mortgage Company
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  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lawhorn & Associates Mortgage Company, Inc
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  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"