USDA VS FHA in Tonkawa, Kay County, OK

In 2025, the USDA loan limit in Tonkawa, situated in Kay county, OK, is $336,500. Meanwhile, the FHA cap for a single-family home stands at $472,030.

Employ the Lendersa® USDA loan calculator to compare the foremost USDA vs. FHA rates available today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator delivers a side-by-side view of USDA, FHA, Conforming, and VA programs to figure out which program in is optimal for your financial plan.

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Loan Limits and Down Payment Guidelines for 2025 in Tonkawa, Kay, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Tonkawa, OK

Lendersa® is committed to delivering the best USDA or FHA loans quickly, without hassle. Choose from three starting points to match with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is designed solely for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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