In 2025, USDA loan limit in Ponca-City, county of Kay, OK is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Ponca-City, county of Kay, OK
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Ponca-City, OK
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1253 University Drive, Suite 100, Dunbar, PA, 15431
Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o
501 11th Street, Room 206, New Kensington, PA, 15068
The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.