USDA and FHA Pro and Con in Dewey, Washington County, OK

In 2026, (CITY), county of Washington, OK has a USDA loan limit of $336,500, whereas the FHA limit is $472,030 for a single-family home.

The Lendersa® USDA loan calculator allows you to contrast today's top USDA vs. FHA rates and find out the income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in best fits your financial circumstances.

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Loan Limits and Downpayment Needs, Dewey, Washington, OK, 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Dewey, OK

The objective of Lendersa® is to streamline the acquisition of the most suitable USDA or FHA loans for you. Start from one of three options that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in OK

The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also called a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dewey Lenders

  • Stride Bank, National Association
  • 1415 SE Washington Blvd., Bartlesville, OK, 74006
  • Lends in Oklahoma
  • Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions

  • American Heritage Bank
  • 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
  • Lends in Oklahoma
  • American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.

  • Truity Credit Union
  • 501 S. Johnstone, Bartlesville, OK, 74005
  • Lends in Oklahoma
  • Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account

  • Regent Bank
  • 105 N. Maple, Nowata, OK, 74048
  • Lends in Oklahoma
  • At Regent Mortgage, we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you, every step of the way, offering resources to help you understand the mortgage process & determine which one of our unique mortgage progra

  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • Lends in Oklahoma
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.

    American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community

  • First Bank of Owasso
  • 8601 North Garnett Road, Owasso, OK, 74055
  • Lends in Oklahoma
  • Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.

  • American Mortgage Professionals, LLC
  • 12899 E. 76th St. N, Suite 102, Owasso, OK, 74055
  • Lends in Oklahoma
  • American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.

  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • Lends in Oklahoma
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.

    RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.