USDA and FHA Pro and Con in Dewey, Washington County, OK

In 2025, (CITY), county of Washington, OK has a USDA loan limit of $336,500, whereas the FHA limit is $472,030 for a single-family home.

The Lendersa® USDA loan calculator allows you to contrast today's top USDA vs. FHA rates and find out the income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in best fits your financial circumstances.

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Loan Limits and Downpayment Needs, Dewey, Washington, OK, 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Dewey, OK

The objective of Lendersa® is to streamline the acquisition of the most suitable USDA or FHA loans for you. Start from one of three options that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in OK

The USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also called a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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