USDA VS FHA in Collinsville, Tulsa County, OK

In 2026, the USDA loan limit for Collinsville, located in Tulsa, OK, is $336,500; however, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates to determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side to help decide which program is best suited for your financial situation in .

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2026 Loan Limits and Downpayment Details in Collinsville, Tulsa, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Collinsville, OK

The aim of Lendersa® is to facilitate quick access to the best possible USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OK?

The USDA home loan, commonly referred to as a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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