As of 2026, the USDA loan limit in Skiatook, within Osage county, OK, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates and assess the required income, credit reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Skiatook, County of Osage, OK
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Skiatook, OK
Lendersa® aims to quickly find you the best USDA or FHA loans without hassle. Choose from three starting points to match with appropriate lenders and USDA programs.
A USDA home loan, secured by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.
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